Effects of Insurance

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The insurance company may have different effects on the way in which the changes that have madethe cost of damage and losses. On the one hand, fraud is increasing, on the other hand, privatecompanies and emergency preparedness and mitigation of disasters on families and businesses.
Of course that may affect the likelihood of loss of moral hazard, insurance fraud, and preventive measures by the insurance company. The researchers used the moral hazard associatedgenerally safe to relate the damage caused bywillful neglect and moral hazard due to anincreased risk of neglect and indifference. [6] hasattempted the supervision of insurance companiesthrough the inspection provisions of the guidelineson certain types of maintenance and possible discounts for mitigation of damage to fix. While in theory, insurers could encourage investment in reducing losses, some commentators argue that in practice insurers have not historically pursuedaggressive measures to control losses - particularly in the disaster to prevent loss, such as hurricanes - because of concerns about the ratereduction and litigation. However, since 1996, insurers have begun a more active role in mitigating the loss, for example, by building codes.